Where Driving Mistakes Cost a Fortune: Toughest Traffic Laws Worldwide

Discover which countries have the strictest traffic laws and highest fines in 2025. Learn what violations could cost you thousands abroad.

Think speeding a little or glancing at your phone behind the wheel is harmless? In countries like Switzerland, Singapore, and Australia, such habits can come with a price that rivals a luxury vacation—or even a hefty annual salary. Here’s a closer look at where traffic rules mean business and what violations could cost you dearly.

Switzerland: When Your Fine Depends on Your Income

Swiss roads look like a postcard of order: disciplined drivers, immaculate signage, no honking chaos. That’s not by accident. Even minor speeding—1 to 5 km/h over the limit—can cost you 20 Swiss francs. Push it a bit further and you’re looking at 60 francs. Go 11 km/h over in town, and it jumps to 120. But the real shock comes with serious offenses: fines are income-based, so wealthy drivers might shell out tens of thousands for aggressive driving.

Singapore: Zero Tolerance on the Road

This city-state has turned road discipline into an art form. The Driver Improvement Points System (DIPS) issues demerit points and fines for violations. Speeding ranges from 150 to 2,000 SGD depending on severity. Run a red light and you’ll pay at least 200 SGD. Caught on your phone while driving? Prepare for a hefty fine and points on your license. The message is clear: there’s no leniency on these roads.

Australia: Rules Vary, Strictness Doesn’t

Australia’s traffic laws differ by state, but they share one trait—tough enforcement. In New South Wales, speeding 10–19 km/h over the limit costs 361 AUD, and using a mobile phone means 362 AUD and five demerit points. Queensland is harsher still: 1–10 km/h over will set you back 287 AUD, and texting behind the wheel—1,033 AUD. South Australia fines 183 AUD for minor speeding and 554 AUD for phone use. The specifics differ, but the strict stance on safety remains consistent.

Norway and Denmark: The Scandinavian Model

They may not always make headlines, but Norway and Denmark are known for imposing heavy fines on DUI, speeding, and distracted driving. Their commitment to road safety is firm—and expensive for those who cross the line.

Do Strict Rules Make Safer Roads?

Evidence suggests they do. Countries with high fines and rigorous enforcement tend to have fewer accidents. It’s not just the fear of losing money—it’s a culture of responsibility. When a red light means an automatic fine from a camera, not a slap on the wrist, drivers pay attention.

If you’re renting a car overseas, read more than just your GPS. Local road laws may turn a minor offense back home into a major fine abroad. Drive safe, stay informed—and respect the rules of the road, wherever you go.